Flair Finance

Life can bring the unexpected but having the right protection policies can make sure that you are adequately prepared.

Protection policies can come in many forms, offered by countless different providers.

So, leave the hard work to us. We’ll shop around to find the best deals and the protection that best matches your circumstances.

And, as always, our advice will be straightforward and easy to understand.

We can offer advice on the following products:

Life assurance

The right life assurance policy will ensure your family are financially secure in the event of your death. It is particularly important if you have young children or dependents.

We can help you find the life assurance policy that best meets your needs and circumstances and brings peace of mind for the future.

Critical illness

A serious illness could have a huge financial effect on you and your family. It could prevent you from working or require you to seek less demanding and therefore less well paid work.

Critical illness cover would include a lump sum payment in the event of you suffering certain serious conditions. It could be used to mitigate loss of earnings or to pay for necessary adaptations.

There are lots of different critical illness policies and providers out there but we can steer you to the best ones for your needs.

Income protection

Income protection is designed to pay you a regular income if you are not able to work as a result of illness or accident, often until retirement age.

This kind of protection is particularly important as even if your employer provides sick pay, it is unlikely to last more than a year.

We can help you understand the options and find a policy that best matches your circumstances, is affordable and easy to arrange.

Mortgage payment protection

Mortgage payment protection policies can protect your rent or mortgage payments as well as your living expenses in the event of loss of income resulting from accident or sickness.

It offers a monthly income if you’re unable to work and optional cover is available in the event of redundancy.

We can provide straightforward advice on whether taking out this type of plan is best for you and how to choose from the available options.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk